Puerto Rico, a tropical Caribbean travel objective and one of the islands of the Greater Antilles in the eastern Caribbean Sea, found 125 km (78 mi) east of the island Hispaniola, (which is shared by Haiti and the Dominican Republic).
Whenever analyzed, Puerto Rico’s region is marginally more modest than Cyprus or somewhat under multiple times the size of the US territory of Rhode Island.
The island’s scene offers green mountains, cascades, tropical rainforests, and sandy seashores alongside most beachfront regions. Puerto Rico’s most noteworthy point is with 1,338 m Cerro de Punta.
Directed by easterly exchange winds, Puerto Rico appreciates a wonderful heat and humidity with moderately low mugginess.
The island is a self-overseeing unincorporated area of the United States, capital is San Juan. Hispanic, Afro-Caribbean, and North American impacts decide the way of life of the occupants of Puerto Rico. The island is home to 3.41 million individuals (in 2016). Official dialects are Spanish and English. Puerto Rico’s populace is fairly in decrease, numerous Puerto Ricans, who are U.S. residents, move to the United States terrain, Puerto Rico’s floundering economy and a joblessness pace of over 12%, and practically 28% of youth joblessness, has depleted the island of its kind. Banks in Puerto Rico are essential for the U.S. banking framework with a couple of contrasts in expense laws. The Office of the Commissioner of Financial Institutions of Puerto Rico directs and controls the region’s financial area to guarantee its security and sufficiency, just as to ensure severe adherence to every single appropriate law and guidelines.
The top banks in Puerto Rico are:
Established in 1948, FirstBank Puerto Rico works as an auxiliary of First Bancorp. Settled in San Juan, the bank gives retail, business, and corporate financial items and administrations. FirstBank Puerto Rico was once in the past known as First Federal Savings Bank and changed its name to FirstBank Puerto Rico in November 1994.
In 2016, the bank announced absolute resources of US$12 billion and a net profit of US$93 million.
Banco Popular was made in 1893 and is settled in Hato Rey. The bank gives different retail and business banking administrations. As of December 31, 2016, it worked a retail banking establishment containing 171 branches and 635 robotized teller machines (ATMs) in Puerto Rico; 8 branches in the United States Virgin Islands; 1 branch in the British Virgin Islands; and 1 branch in New York, just as 20 ATMs in the British Virgin Islands.
Starting in 2016, the absolute resources of the bank were US$38 billion and net profit was US$358 million.
Oriental Financial Group
Oriental Financial Group was set up in 1964 and is settled in San Juan. The group offers a scope of financial administrations in Puerto Rico and the territory of Florida through its four entirely possessed auxiliaries: Oriental Bank, Oriental Financial Services Corp., Oriental Insurance Inc., and Caribbean Pension Consultants Inc. (CPC)
In 2016, the group’s all-out resources added up to US$6.5 billion and net profit arrived at US$45 million.
Scotiabank vu Puerto Rico
Established in 1910, Scotiabank works as a global bank. Situated in Hato Rey, it gives individual and business banking, corporate financing, and unfamiliar money trade benefits in Puerto Rico. Scotiabank of Puerto Rico Inc. works as an auxiliary of The Bank of Nova Scotia, situated in Canada. Scotia is probably the biggest bank in Puerto Rico.
In 2016, the bank announced complete resources of US$896 billion and a net profit of US$7,368 million.
Banco Santander started its activities in 1976 with the acquisition of the First National Bank of Puerto Rico. Settled in San Juan, the bank offers individual and business banking administrations on the island. It was some time ago known as Banco De Santander-Puerto Rico and changed its name to Banco Santander Puerto Rico in November 1989. It works as an auxiliary of Santander BanCorp.
Starting in 2016, the all-out resources of the bank were US$5 billion and the net profit was US$15 million.
Caribe Federal Credit Union
Established in 1951, Caribe Federal Credit Union is a non-profit financial foundation coordinated and contracted under the Federal Credit Union Act to serve federal workers in Puerto Rico.
In 2016, the bank’s all-out resources added up to US$336 million and net profit arrived at US$2 million.
Citibank NA (Puerto Rico)
Established in 1918, Citibank NA (Puerto Rico) works as an auxiliary of Citibank National Association. Situated in San Juan, it was the first of the North American banks in Puerto Rico.
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